Gold loan software built for speed, safety and compliance
eGoldLoan is gold loan management software for NBFCs, financiers, private banks and money lenders. Sanction loans against gold in minutes, track every ornament with barcodes, and stay aligned with RBI LTV guidelines.
What is eGoldLoan?
eGoldLoan is gold loan software developed by R S Computer IT Solution, Pune, for businesses that lend against gold jewellery. It manages customer KYC, pledge and ornament records with barcode labels, gold rate and loan-to-value (LTV) calculation as per RBI guidelines, multiple interest schemes (monthly, weekly, advance), renewals, part payments, closures, auctions, accounting and branch-wise MIS.
Built for
- NBFCs lending against gold
- Financiers & money lenders
- Private and co-operative banks
- Hire purchase & finance companies
Everything you need, nothing you don't
Pledge & ornament register
Record each item's type, gross and net weight and purity; print barcode labels for vault tracking.
LTV as per RBI guidelines
Loan eligibility is calculated from gold value and the permissible LTV ratio.
Live gold rate
Update or feed the day's gold rate so valuations stay current.
Instant loan approval
Auto-generated loan numbers and quick sanction for walk-in customers.
Flexible schemes
Monthly, weekly and advance-interest schemes with automatic interest calculation.
Renewals & foreclosure
Part payments, renewals, closures and release of pledged items with full history.
SMS & email intimation
Due reminders and loan notices sent automatically.
Accounting module
Journal vouchers, ledgers, trial balance and profit & loss, with XML export.
Multi-branch MIS
Stock movement, outstanding, overdue and customer reports across branches.
Pick the edition that fits today — upgrade any time
| Feature | Basic | Standard |
|---|---|---|
| Customer, pledge & loan management | ✓ | ✓ |
| Barcode ornament tracking | ✓ | ✓ |
| LTV & interest calculation | ✓ | ✓ |
| Renewal, part payment & closure | ✓ | ✓ |
| Accounting module | — | ✓ |
| Multi-branch reporting | — | ✓ |
| SMS / email alerts | — | ✓ |
Pricing depends on edition, branches and customisation. Request a quote.
Live in days, not months
Consultation
We understand your business and requirements.
Setup
We configure your company, branches, users and rules.
Data migration
Existing records and opening balances are imported.
Training & support
Your team is trained and supported directly by us.
eGoldLoan — frequently asked questions
What is gold loan software?
Gold loan software manages loans given against gold jewellery — customer details, ornament records, valuation, loan-to-value, interest, renewals, closures and accounts. eGoldLoan covers the complete cycle.
Does eGoldLoan follow RBI LTV guidelines?
Yes. eGoldLoan calculates the loan amount based on gold value and the LTV ratio as per RBI guidelines, which you can configure as norms change.
Can I track pledged ornaments with barcodes?
Yes. Each pledged item can be labelled with a barcode for quick identification, vault management and audit.
Which interest schemes are supported?
eGoldLoan supports monthly, weekly and advance-interest schemes, with automatic interest calculation on part payments, renewals and closures.
Which editions are available?
eGoldLoan is available in Basic and Standard editions. Contact us to find the right fit and pricing for your business.
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Interested in eGoldLoan?
Call or WhatsApp us for pricing and details, or visit the eGoldLoan website for the complete product information.